Important Information & Disclaimers

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information on this site.

This disclaimer applies to all pages, content, and services offered through quinelpharivo.com and any associated platforms or communications.

Information Accuracy

While we strive to keep the information up to date and correct, we make no representations or warranties about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.

Information on this website may be updated without notice and may become outdated. Users are responsible for verifying current information before making any decisions.

Limitation of Liability

In no event will quinelpharivo, its officers, directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including but not limited to:

• • Lost profits, revenue, or business opportunities
• • Data loss or corruption
• • Personal injury or property damage
• • Business interruption or loss of use
• • Any other commercial damages or losses

Professional Advice Disclaimer

The content on this website does not constitute professional financial, legal, or tax advice. Individual financial situations are unique and complex, requiring personalized analysis and recommendations from qualified professionals.

Always consult with licensed financial advisors, accountants, or legal professionals before making significant financial decisions.

Third-Party Links

Our website may contain links to external sites that are not provided or maintained by quinelpharivo. We have no control over the nature, content, and availability of those sites.

The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

No Warranties

This website is provided on an "as is" basis without any representations or warranties, express or implied. quinelpharivo makes no representations or warranties in relation to this website or the information and materials provided.

Results Disclaimer

Individual results may vary

We do not guarantee any specific outcomes or results from our financial planning services. Success depends on individual circumstances, market conditions, and adherence to recommended strategies.

User Indemnification

You agree to defend, indemnify, and hold harmless quinelpharivo and its affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of and access to the website or services.

Governing Law and Jurisdiction

These disclaimers and any disputes arising from the use of this website shall be governed by and construed in accordance with the laws of Australia.

Age Restrictions

18+ only

Health and Medical Disclaimer

Changes to This Disclaimer: Changes to This Disclaimer

Changes to This Disclaimer

We reserve the right to update or change this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on this website. Your continued use of our services constitutes acceptance of any modifications.

Contact Information

If you have any questions about this disclaimer or need clarification on any matters discussed, please contact us using the following information:

Acceptance of Terms

By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.